Car insurance for teens and new drivers

Learning to drive is an exciting time for a teenager. But it can also be expensive. Fortunately, State Farm® offers competitive rates on car insurance for teen drivers. 更不用说优质的服务，安全驾驶技巧，以及高达25%的节省1 to help reduce teen driver insurance costs.

Add a teen driver to your car insurance policy

To add a teen driver to your auto insurance policy, contact your agent or log in to your account. If you don't have a user ID, register for online access. Unless you're also adding a vehicle, 你的青少年司机可能应该被标记为家庭车辆的主要司机之一.

How to save on car insurance when adding a teen driver

State Farm offers several car insurance discounts that may help teen drivers lower the cost.

Good Student Discount

Save up to 25% if your teen driver gets good grades.1 The savings may last until your teen turns 25. 他们最近的成绩单可能是降低保费的关键. 在家接受教育的学生也可以有其他选择, 比如提交证据证明他们在过去12个月内参加过某些国家标准化考试，并且排名在前20%.

Driver Training Discount

如果驾驶有盖车辆的人是25岁以下的学生，而他要搬到学校去上学，并且只在学校放假和节假日期间在家开车，你可以了解一下是否可以省钱.

Student Away at School Discount

如果驾驶有盖车辆的人是25岁以下的学生，而他要搬到学校去上学，并且只在学校放假和节假日期间在家开车，你可以了解一下是否可以省钱.

Discounts based on safe driving habits

Help lower your car insurance costs with our Steer Clear® 2 and Drive Safe & Save™ 3 程序，同时教你的年轻司机如何驾驶更安全.

Other options to reduce young adult insurance premiums

如果您的情况适合您，您也可以通过以下方式降低保费:

  • Purchasing a safer car for your teenager
  • Reducing or removing comprehensive/collision
     coverage if the teen’s car has a low value
  • Increasing the deductible on their coverage

Frequently asked questions about new driver coverage

青少年开没有pp王者电子官网的车既不是个好主意，也不合法. 家庭中所有有执照的司机都应该列在你的汽车pp王者电子官网单上，以确保适当的评级和pp王者电子官网范围适用. 有许可证的司机也应该列在名单上，即使他们在完全获得执照之前不会对保费产生影响. 如果你的孩子没有自己的车, 他或她应该在其父母的保单中添加为司机.

You can have your teenager get their own policy, 但如果他们加入父母的保单，他们可能会收到更高的费率. 青少年的学习许可证可能对保费影响不大，因为需要成年人的监督, 但在青少年获得初步许可之前通知你的代理人仍然很重要.

It is also vital to talk to your State Farm agent 当一个家庭成员为了确保新司机有pp王者电子官网而获得驾照时. 如果新司机发生事故并需要提出索赔，不确保适当的pp王者电子官网范围可能会导致并发症. 您的代理可以帮助为您的特定州提供选项，以便您可以做出适当的政策选择.

年轻人或青少年汽车pp王者电子官网的保费是由包括你的pp王者电子官网范围在内的各种因素决定的, deductible, state you live in, car value, available discounts and several other considerations. To find out more, get a quote today or talk to a State Farm agent.

州立农场优秀学生折扣可以为你节省高达25%的汽车pp王者电子官网，如果你的保单上的全日制高中或大学学生保持一个 3.0+ GPA, is ranked in the top 20% of their class, 或者在某一学期被列入院长名单/荣誉名单.

是的，他们可以列在父母或配偶的保单上.

Get a local agent who gets you

附近有一个州立农场代理，随时准备为您提供个性化的服务，以满足您的特定需求.

一位留着大胡子、穿着红衬衫和红色套头夹克的州立农场代理微笑着.

What coverage options are available for teen drivers?

一般来说，汽车pp王者电子官网可以包括以下任何一项:

Collision coverage
Liability coverage
Comprehensive coverage
Emergency road service coverage
Underinsured/Uninsured motor vehicle coverage
Medical payments coverage

Simple Insights®

Looking for help protecting your vehicle? You’ve come to the right place. Articles from Simple Insights draw on over 100 years of State Farm knowledge.

A pair of keys dangles from the hand of a new driver.Choosing that first car爸爸为女儿调整后视镜，指导她选择合适的角度.Teen driving 101

1 See our Good Student Discount, 如果你的学生成绩好，你的分数可以高达25%，一直持续到25岁. 你孩子最近的成绩单可能是降低保费的关键.

2 并不是每个州都有安全驾驶计划. For additional information, please contact your State Farm agent. 储蓄及其可用性可能因州和资格要求而异. Not all vehicles or drivers are eligible for savings.

3 Drive Safe & 节省的可用性和节省可能因所选择的州和pp王者电子官网范围而异. 在马里兰州，折扣计算中只使用里程信息. 加州和北卡罗莱纳州可能不提供储蓄服务, depending on individual facts and circumstances.

Various discounts and savings do not apply in every state.

本文中的信息来自与State Farm无关的各种来源(包括State Farm Mutual Automobile Insurance Company及其子公司和附属公司)。. While we believe it to be reliable and accurate, 我们不保证信息的准确性或可靠性. State Farm is not responsible for, and does not endorse or approve, either implicitly or explicitly, 任何第三方网站的内容，可能从这个页面超链接. The information is not intended to replace manuals, 由制造商提供的说明或信息或合格专业人员的建议, 或影响任何适用pp王者电子官网单的承保范围. 这些建议并不是所有控制损失措施的完整清单. 州立农场不保证使用这些信息的结果.

State Farm Mutual Automobile Insurance Company
State Farm Indemnity Company
Bloomington, IL

State Farm County Mutual Insurance Company of Texas
Richardson, TX