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Talk with your agent to make sure your business or farm utility trailer is properly insured.
It is important to consider adding trailer insurance because the cost of your trailer 和 the contents it hauls may not be covered in the auto policy of the towing 车辆.
A business or farm utility trailer can be a key tool for some businesses 和 farms because it offers versatility in hauling. 它们用于各种工作,例如:
- Hauling tools, materials 和 equipment to 和 from job sites
- Delivering 和 transporting goods for sale to individuals or businesses
- Hauling livestock or agricultural supplies 和 equipment
Because what you carry in your trailer can be valuable, making sure it is properly insured is important. 经常, trailer coverage is overlooked because trailers are hitched to a towing 车辆, but that 车辆's insurance may not automatically extend auto liability coverage to what is in-tow.
Checking your coverage before the unexpected happens is key. Unfortunately, many trailer owners discover they needed a trailer policy only after a loss occurred.
国营农场® offers insurance policies to help protect trailers including personal 和 recreational-type trailers such as horse trailers, 旅行拖车和露营拖车. Be sure to contact an agent to discuss the right coverage for your needs.
覆盖你的拖车
当你考虑为你的拖车投保时, remember that your trailer may not have adequate coverage just because the 车辆 that pulls it meets your insurance needs.
A key point to keep in mind when gathering information about trailer insurance is that in most cases physical damage coverage on the trailer is optional. 然而, liability coverage may be required to ensure any damages would be covered if caused by the unhitched trailer.
A 州立农场代理 can review these points with you, find proper coverage for your trailer 和 provide you with a quote.
当你和你的经纪人谈话时, 在这里 is some information that will help them make sure they are giving you the most accurate quote:
- 这是什么类型的拖车?
- 拖车的毛重是多少?
- Gross Weight = the weight of the trailer plus the maximum weight that the trailer is designed to carry
- What is the Manufacturers Suggested Retail Price (MSRP) of the trailer?
- 拖车的主要用途是什么?
- 拖车有任何附属设备吗?
- If yes, then describe the equipment 和 provide the MSRP of the equipment.
- What type of 车辆 primarily pulls the trailer?
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Physical damage coverages offered by 国营农场 include 碰撞, 全面的 和 紧急道路服务 (some restrictions do apply to road-side assistance).
至于责任pp王者电子官网,州立农业pp王者电子官网公司提供 人身伤害责任pp王者电子官网, 财产损害责任pp王者电子官网, 医疗支付范围 和 医疗支付 & 人身伤害保护.